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TIC International Student Plan
Medical Insurance While You Are Studying in Canada
Highlights of Insurance
TIC Travel Insurance offers international student medical insurance at affordable rates and you can apply for insurance by telephone.
One of the most comprehensive plans available. Insurance begins as soon as the application and premium have been received. There is no waiting period when purchased in advance!
| STANDARD PLAN BENEFITS | MAXIMUM |
| Does not include pre-existing conditions. | |
| Emergency Hospital (Semi-Private Room): | $2 million |
| Emergency Medical*: Emergency Medical including physicians, surgeions | $2 million |
| Professional Services**: | $600 per practitioner per year |
| Prescription Drug or Medications | up to a one-month supply |
| Maternity Benefit: | Up to $1,000 |
| Eye Examination: | 1 per 12 month period of coverage |
| Physical Examination: | Up to a maximum of $250 |
| Emergency Air Transport/Return Home: | $2 million |
| Transport of Family or Friend: | Up to $5,000 |
| Follow-up Visits: | Up to $3,000 |
| Accidental Dental: | Up to $5,000 |
| Dental Emergencies: | Up to $600 |
| Wisdom Teeth: | Up to $100 per tooth |
| Return of Deceased: | Up to $15,000 |
| Accidental Death & Dismemberment: | Up to $15,000 |
*Emergency Medical includes physicians, surgeons, anaesthestists, registered nurses, diagnostics, lab tests, x-rays, ambulance and emergency cab fares, rental of medical equipment or appliances.
**Professional Services includes legally licensed physiotherapist, chiropractor, chiropodist, osteopath or podiatrist.
| ENHANCED PLAN | MAXIMUM |
| All Standard Plan benefits PLUS - | |
| Pre-existing Conditions: | Covered if 90 days stable |
| Maternity Benefit: | Up to $10,000 |
| Psychologist and Psychiatric Care: | Inpatient up to $10,000, Outpatient $1,000 |
Information based on 7T013BR-0711 Plan effective July 2011.
Premium Rates
Rates are subject to change and will be based on those in effect at the time of purchase. All rates are in Canadian dollars.
Per Year
Per Day
Plan Type
| STANDARD PLAN | ||
| Student | $1.35 | $485 |
| Each dependent* | $1.70 | $595 |
| ENHANCED PLAN | ||
| Student | $1.85 | $665 |
| Each dependent* | $2.35 | $855 |
Coverage Effective Date
Coverage becomes effective on the date the students application and premium are received and coverage is approved by TIC Travel Insurance Coordinators. A pre-existing limitation may apply; ask when you are applying for coverage.
*Dependent(s) include spouse and must be on the same policy and plan as the eligible student and living in the same residence.
Information based on 7T013BR-0711 Plan effective July 2011.
Call 905.278.5636 or 1.877.278.5636 Monday to Friday, 8:30 am to 5:00 pm EST.
After hours please use the Advisor Link enrolment below.
How to Apply For Coverage
You can apply for coverage instantly by telephone through Advisor Link. You will be asked for the Advisor Link Code. Please give the following code to apply for coverage:
Advisor Link Code: 6004
Telephone Number to Call: Within Canada 1-800-491-0851 From Outside Call Collect 416-340-0049
Advisor Link Code: 6004
For further information, contact us for a brochure or email your questions to us.
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